Bento is an investment advisory and management service provided by Bento Invest Pte. Ltd. (“BIPL”). BIPL is registered with the Monetary Authority of Singapore as a Registered Fund Management Company. Business registration number or UEN is 201318872K.

The investment proposal is prepared for investors who qualify as an “accredited investor” as such term is defined under the Securities and Futures Act, Chapter 289 of Singapore, and opts in to be treated as an “accredited investor”. The investment proposal is not intended for distribution to the public and may not be reproduced, redistributed or published, in whole or in part, for any purpose without the written permission of MCPL.

Please also note that past performance is not necessarily indicative of future performance. There is no guarantee that the investment or strategy discussed herein will be profitable or will not incur loss. Investors should note that security values may fluctuate and that each security’s value may rise or fall. As such, investors may receive back less than the initial invested amount.

Investing in any security involves risk. These risks include market risk, interest-rate risk, inflation risk, credit risk and event risk. Foreign currency denominated securities are subject to fluctuations in exchange rates that could have an adverse effect on the value or the price of, or income derived from, the investment. Please discuss with your investment advisor on the impact of the portfolio with respect to any respective risk factor.

An ETF is a type of investment product whose investment objective is to achieve the same return as a defined index, sector, or basket. To achieve this, an ETF will primarily invest in all the securities, or a representative sample of the securities, that are included in the selected index, sector, or basket. ETFs are subject to the same risks as an individual security, as well as additional risks based on the sector the ETF invests in. The listing of the ETF on a major stock exchange does not guarantee a liquid market for the units. Listed ETFs are bought and sold on the exchange at market price and is subject to liquidity risk.